Every portfolio is unique and is developed around the objectives of each client. We have an initial discussion with clients to determine investment objectives, along with appropriate follow-up meetings. Important factors that we review with clients in setting investment objectives are the following:
- Income and Liquidity Requirements
- Return Parameters
- Budget Concerns
- Personal Preferences and Constraints
From this information, our portfolio managers develop a specific investment program to fit the profile of the client. For the most part, we use individual stocks and bonds to build the portfolios. We also have the flexibility to work out customized solutions for many unique needs and requests.